Farmers Auto Insurance Review in 2024 (Rates & Customer Reviews)

Farmers Insurance shines in our in-depth Farmers auto insurance review, showcasing rates starting at $47 monthly. Dive into why choosing this provider means securing robust coverage paired with top-tier customer service, making it an excellent choice for those seeking reliable and comprehensive auto insurance.

UPDATED: Sep 16, 2024Fact Checked

Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

Insurance and Finance Writer

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications.  As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...

Licensed Insurance Agent

UPDATED: Sep 16, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Sep 16, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Sep 16, 2024Fact Checked
4.3
autoinsurance.org

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Farmers Insurance

Average Monthly Rate For Good Drivers

$47

A.M. Best Rating:

A

Complaint Level:

Low

Pros

  • Extensive coverage and discount options
  • High customer service ratings
  • Offers Signal, a usage-based insurance discount

Cons

  • Not available in every state
  • Rates are higher than average

Farmers Insurance is the seventh largest insurance company in America, and while it’s not as well known as other companies, it has solid customer reviews.

Farmers offer an extensive list of insurance products to cover any need your car might have and several discounts to save money. Drivers can also save by signing up for Farmers’ usage-based insurance program, Signal. For more information on Signal, read our Farmers Signal Review. 

While customers highly recommend Farmers, rates tend to be higher than other companies.

In our comprehensive Farmers auto insurance review, we explore the key factors that position Farmers auto insurance as a significant player in the auto insurance market, providing a clear understanding of comprehensive auto insurance defined.

Farmers Auto Insurance Review

Offering a broad spectrum of coverage options, Farmers tailors rates based on multiple personal factors. Explore the quality of customer service, the ease of filing claims, and the variety of discounts available, making it a valuable resource for anyone considering Farmers for their auto insurance needs.

Farmers Auto Insurance Rating

Rating CriteriaFarmers
Overall Score4.3
Business Reviews4
Claim Processing3.3
Company Reputation4.5
Coverage Availability5
Coverage Value4.1
Customer Satisfaction4
Digital Experience4.5
Discounts Available5
Insurance Cost4.2
Plan Personalization4.5
Policy Options5
Savings Potential4.5

Compare RatesStart Now →

Our analysis aims to equip you with all the necessary information to make an informed decision about your auto insurance.

Enter your ZIP code above into our free comparison tool to see how much car insurance costs in your area.

Farmers Auto Insurance Rate Factors

Understanding the monthly rates for Farmers auto insurance can help you make an informed decision about your car insurance needs. Rates vary based on several factors including coverage level, age, and gender. This guide breaks down the cost differences to give you a clear picture of what to expect when selecting your insurance plan.

Farmers Auto Insurance Monthly Rates by Age, Gender, & Coverage Level

Age & GenderMinimum CoverageFull Coverage
Age: 16 Female$317$810
Age: 16 Male$317$773
Age: 18 Female$258$597
Age: 18 Male$271$629
Age: 25 Female$66$172
Age: 25 Male$68$180
Age: 30 Female$61$160
Age: 30 Male$64$167
Age: 45 Female$53$139
Age: 45 Male$53$139
Age: 60 Female$47$120
Age: 60 Male$50$128
Age: 65 Female$52$136
Age: 65 Male$52$136

Compare RatesStart Now →

The analysis demonstrates that age and gender profoundly influence auto farmers insurance rates, with younger drivers encountering higher premiums. As drivers mature, their rates generally decline, mirroring their growing experience and reduced risk.

Farmers Insurance delivers trusted, comprehensive coverage backed by outstanding customer service, making it a top pick for discerning drivers.

Laura Berry Former Licensed Insurance Producer

Your driving history is one of the key factors that affect auto insurance rates. This comprehensive overview examines how Farmers auto insurance adjusts monthly premiums according to your driving record.

We’ll look at costs associated with accidents, DUIs, speeding tickets, and maintaining a clean record. This comparison clearly shows the financial benefit of a clean driving record.

Farmers Auto Insurance Review: Clean Driving Record

This highlights how farmers auto insurance increase rates for drivers with accidents, DUIs, or traffic violations on their records. Maintaining safe driving habits not only ensures safety on the roads but also helps in keeping your insurance premiums manageable.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

What You Should Know About Farmers Auto Insurance Group

Farmers auto insurance is the seventh largest insurance company in America, and while it’s not as well known as other companies, it has solid customer reviews. Farmers offers an extensive list of insurance products to cover any need your car might have and several discounts to save money. While customers highly recommend Farmers, rates tend to be higher than other companies.

Farmers Insurance Business Ratings & Consumer Reviews

AgencyFarmers Edits 2
J.D. Power TablePress LogoScore: 846/1,000
Lower-Than-Average Satisafaction
Score: A+
Great Complaint Resolution
Consumer Reports TablePress LogoScore: 82/100
High Customer Satisfaction
Score: 1.70
More Complaints vs. Competitors
A.M. BestScore: A
Excellent Financial Strength

Compare RatesStart Now →

Check out our comprehensive review of Farmers auto insurance and compare it with other providers using an auto insurance quote from Farmers to find the ideal policy for your requirements. Although not the biggest name in car insurance, Farmers is highly respected in the industry, providing traditional auto insurance and customization options like multi-policy discounts.

Farmers Auto Insurance Review: Multi-Policy Auto Insurance Discount

Although auto insurance quotes from Farmers are typically higher than those from competitors, many customers appreciate the company’s commitment to their interests. A key factor in Farmers’ high customer satisfaction is its wide range of insurance options and diverse discounts available.

Farmers receives strong customer service reviews, with many recommendations from customers. A.M. Best rates it A for financial strength, and the BBB gives it an A+ for handling complaints, despite several complaints listed on the BBB website. To learn how to file a complaint against your auto insurance company, reviewing these ratings can be helpful.

Farmers Auto Insurance Pros and Cons

Exploring Farmers Auto Insurance reveals a blend of tailored coverage options and customer-focused services.

  • Farmers offers personalized coverage options
  • Safe drivers enjoy discounts with the Signal program
  • Exceptional 24/7 customer service and local agent network

Farmers stands out with its customizable policies and innovative discounts, but it’s important to consider the broader pricing context.

Meanwhile, Farmers offers excellent service and unique discounts, potential customers should weigh these benefits against the possibility of higher premiums.

Farmers Claims Handling

Filing a claim with Farmers auto insurance is straightforward. To learn how to file an auto insurance claim, you can initiate the process online, through the app, or by calling the Farmers claims phone number. After starting your claim, you have the option to select a repair shop within the Farmers network.

Then, when all the details get settled, Farmers will pay your claim as your policy specifies. Most customers say they’re satisfied with how Farmers handles claims, including how easy the process was. More than half of surveyed Farmers’ customers say they were satisfied with how their claims got resolved.

Farmers App

The Farmers app is highly rated and allows you to manage your car insurance policy, among other services, easily. With the Farmers app, you can:

  • Manage your payment options and make payments
  • Get quotes
  • Report claims
  • Request roadside assistance
  • Receive notifications about your policy

While you can manage your policy through the app, you can always speak to a representative. If you ever wonder, “Where is a Farmers auto insurance near me?” you can find a local agent using the app.

Farmers Auto Insurance Group Insurance Coverage Options

Farmers offers everything you need for a standard car insurance policy. Whether you want minimum coverage to keep your bill down or full coverage to maximize protection, you can find it with Farmers. The following options are Farmers’ standard choices for insurance:

  • Liability: Liability auto insurance, which includes bodily injury and property damage coverage, pays for damages you cause in an accident but does not cover your own vehicle.
  • Collision: You need collision auto insurance to protect your car from damage caused by an accident. Collision insurance, including Farmers collision repair, covers vehicle repairs after an accident, regardless of fault.
  • Comprehensive: Comprehensive auto insurance protects your car from fire, weather, animal contact, theft, and vandalism.
  • Personal Injury Protection (PIP): PIP auto insurance helps pay your medical bills after an accident. PIP insurance covers hospital bills, physical therapy, and lost wages.
  • Uninsured/Underinsured Motorist: While most states require insurance coverage, not all drivers follow the law. Uninsured motorist coverage helps repair your car if a driver with inadequate insurance hits you or when you’re the victim of a hit-and-run.

These five insurance types offer fairly complete protection for your car. However, your coverage needs to depend on your unique situation.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Farmers Auto Insurance Group Insurance Rates Breakdown

Farmers auto insurance receives positive reviews for coverage and customer service but is often more expensive than other providers. While many insurers offer competitive rates for specific demographics, Farmers’ pricing is generally higher. We provide a breakdown of average annual full-coverage auto insurance rates by state to help you understand these costs and make informed decisions based on location and coverage needs.

Farmers’ auto insurance rates vary by state and coverage type, especially for a 45-year-old male with a clean record. Reviewing these rates allows you to compare Farmers with other insurers, identify savings, and understand how location affects premiums. Knowing full coverage auto insurance defined can help determine if Farmers is the right choice for you.

How Age Impacts Farmers Auto Insurance Rates

Auto insurance rates by age vary, with younger drivers, especially teens, paying higher premiums. Farmers auto insurance tends to charge more for young drivers than other insurers. Although adding a teen to a parent’s policy can reduce costs, Farmers’ rates for young drivers remain above average.

Farmers Teen Full Coverage Auto Insurance Monthly Rates by Provider

Insurance CompanyTeen OnlyTeen Added
Allstate TablePress Logo$638$538
American Family TablePress Logo$509$180
Farmers TablePress Logo$773$315
Geico TablePress Logo$312$304
Liberty Mutual TablePress Logo$785$255
Nationwide TablePress Logo$476$259
Progressive TablePress Logo$814$375
State Farm TablePress Logo$349$218
Travelers TablePress Logo$910$538
U.S. Average$618$271

Compare RatesStart Now →

Older drivers benefit from lower premiums due to their experience and safer driving habits, which reduce risk. The rate difference between younger and older drivers decreases with age, but Farmers’ rates remain higher than those of other companies. This data helps assess how age affects auto insurance costs and whether Farmers auto insurance fits your budget and coverage needs.

Understanding Auto Insurance Rates for 65-Year-Old Drivers

Auto insurance premiums often increase for drivers at age 65 due to factors like age, which insurers use to assess risk. Full coverage rates for 65-year-old male drivers with clean records vary widely. Geico offers the lowest rate at $78 per month, while Liberty Mutual is the highest at $169. The U.S. average is $115, reflecting diverse options for senior drivers.

Farmers Senior Full Coverage Auto Insurance Monthly Rates by Provider

Insurance CompanyRates
Allstate TablePress Logo$157
American Family TablePress Logo$114
Auto-Owners Table Press Logo$84
Farmers TablePress Logo$136
Geico TablePress Logo$78
Liberty Mutual TablePress Logo$170
Nationwide TablePress Logo$112
Progressive TablePress Logo$103
State Farm TablePress Logo$84
Travelers TablePress Logo$97

Compare RatesStart Now →

When choosing an insurance provider, consider the monthly premium, customer service, claims handling, driving history, location, and coverage needs. Knowing how auto insurance companies check driving records helps you find a policy that fits your budget and provides adequate coverage.

Farmers Auto Insurance Rates & How Driving Record Affects Them

Your driving history plays a crucial role in determining your car insurance rates with Farmers. A clean record with no tickets, accidents, or serious violations like DUIs will result in lower premiums. However, any infractions can significantly increase your rates. For example, Farmers’ rates for drivers with a DUI or an accident are higher than those with a clean record, but they align closely with the national average for similar infractions.

Farmers Full Coverage Auto Insurance Monthly Rates by Provider & Driving Record

Insurance CompanyClean RecordOne DUIOne AccidentOne Ticket
Allstate TablePress Logo$160$270$225$188
American Family TablePress Logo$116$194$176$136
Farmers TablePress Logo$139$193$198$173
Geico TablePress Logo$105$250$133$106
Liberty Mutual TablePress Logo$174$313$234$212
Nationwide TablePress Logo$115$237$161$137
Progressive TablePress Logo$105$140$186$140
State Farm TablePress Logo$86$112$102$96
Travelers TablePress Logo$99$206$139$134
USAA TablePress Logo$59$108$78$67
U.S. Average$119$146$173$147

Compare RatesStart Now →

Understanding how auto insurance companies check driving records is crucial when evaluating insurance rates. The farmers car insurance company may not offer the lowest rates for drivers with minor violations, but it remains competitive for severe offenses such as DUIs. This information can assist you in determining if Farmers meets your insurance needs.

Comparing DUI Insurance Rates: Farmers vs. Competitors

Farmers auto insurance tends to have higher premiums across most categories, but its rates for drivers with a DUI align closely with the national average. For instance, Farmers charges $198 per month for a driver with a DUI, while the U.S. average is $173. This makes Farmers a relatively competitive choice for those with a DUI on their record, even though it may not offer the lowest rates overall.

DUI Full Coverage Auto Insurance Monthly Rates vs. Clean Record by Provider

Insurance CompanyClean RecordOne DUI
AAA TablePress Logo$86$240
Allstate TablePress Logo$160$225
American Family TablePress Logo$117$176
Elephant TablePress Logo$97$166
Farmers TablePress Logo$139$198
Geico TablePress Logo$80$132
Liberty Mutual TablePress Logo$174$234
Nationwide TablePress Logo$115$161
Progressive TablePress Logo$105$186
State Farm TablePress Logo$86$202
The Hartford TablePress Logo$112$250
Travelers TablePress Logo$99$239
U.S. Average$119$173

Compare RatesStart Now →

When reviewing DUI insurance rates, companies like Geico and AAA typically offer lower premiums for drivers with clean records. However, DUI defined as a significant risk factor, prompts substantial rate increases from Farmers and similar providers. This knowledge aids drivers in selecting the most suitable insurance based on their history and budget.

Farmers Auto Insurance Rates: Clean Record vs. Accident

Drivers with an accident on their record face higher insurance rates. Farmers auto insurance charges $198 per month for those with an accident, compared to $140 for a clean record. While Farmers’ rates are competitive with companies like Liberty Mutual at $234, they are higher than Geico’s $132.

Full Coverage Auto Insurance Monthly Rates: One Accident vs. Clean Record

Insurance CompanyClean RecordOne Accident
AAA TablePress Logo$180$220
Allstate TablePress Logo$166$225
American Family TablePress Logo$116$176
Elephant TablePress Logo$119$97
Farmers TablePress Logo$140$198
Geico TablePress Logo$95$132
Liberty Mutual TablePress Logo$177$234
Nationwide TablePress Logo$140$161
Progressive TablePress Logo$120$186
State Farm TablePress Logo$105$150
The Hartford TablePress Logo$175$230
Travelers TablePress Logo$160$200
U.S. Average$123$172

Compare RatesStart Now →

An at-fault accident raises auto insurance premiums for most drivers. For instance, AAA’s rate escalates from $180 to $220, while The Hartford’s climbs from $175 to $230. Conversely, Geico and American Family have smaller increases, proving more affordable for drivers with an accident history. Comparing these rates assists in finding the most suitable insurance.

Speeding Tickets Spike Insurance Costs: How Farmers Compares

A speeding ticket raises auto insurance premiums. Farmers auto insurance increases rates from $139 per month for a clean record to $173 for one ticket. While Farmers is competitive compared to Liberty Mutual at $212, it’s higher than Geico’s $106. Keeping a clean driving record helps lower insurance costs.

Full Coverage Auto Insurance Monthly Rates by Provider: One Ticket vs. Clean Record

Insurance CompanyOne TicketClean Record
AAA TablePress Logo$108$86
Allstate TablePress Logo$188$160
American Family TablePress Logo$136$117
Auto-Owners Table Press Logo$105$87
Elephant TablePress Logo$119$97
Erie TablePress Logo$58$70
Farmers TablePress Logo$173$139
Geico TablePress Logo$106$80
Liberty Mutual TablePress Logo$212$174
Nationwide TablePress Logo$137$115
Progressive TablePress Logo$140$105
State Farm TablePress Logo$96$86
The General Tablepress Logo$277$232
The Hartford TablePress Logo$136$112
Travelers TablePress Logo$134$99
U.S. Average$147$119

Compare RatesStart Now →

A single speeding ticket can elevate premiums with various providers. For example, Allstate’s rates escalate from $160 to $188, while The General’s climb from $232 to $277. Interestingly, Erie presents a smaller rate increase. By comparing these changes, drivers can explore how long a speeding ticket affects their auto insurance rates and find budget-friendly options tailored to their driving records.

Farmers vs. Top Auto Insurers: A Quick Comparison

Discover how Farmers auto insurance compares to other leading providers like Allstate, Geico, Nationwide, State Farm, and USAA. This analysis highlights key differences in rates, coverage options, and customer satisfaction, helping you choose the best insurance for your needs.

Compare RatesStart Now →

Compare Farmers against each provider on platforms where to compare auto insurance rates to see where it stands in terms of value, service, and coverage. Use this comparison to make an informed decision about your auto insurance, whether you prioritize cost, comprehensive coverage, or customer service.

Farmers Auto Insurance Group Discounts Available

Farmers has several discounts to help you save money. While discounts vary by state, you might find the following savings:

  • Good Driver
  • Homeowners
  • Bundling Policies
  • Anti-Theft Features
  • Driver Education

You may also be eligible for auto insurance discounts if you’re part of certain professional groups, though you’ll have to check with an insurance representative to see if you qualify.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Farmers Signal Discount

Most of the largest insurance companies offer usage-based insurance for safe drivers who spend less time behind the wheel. For example, Farmers’ insurance program for safe drivers is called Signal. Signal is a mobile app that tracks your driving behavior. Drivers who sign up for Signal automatically receive a 5% discount.

If you practice safe driving habits, you can earn an additional 15% discount on your next policy renewal. Signal tracks how far you drive when you drive, and driving behaviors like hard braking, sharp turns, and speeding. While it can help you save, you should only consider Signal if you’re comfortable with it monitoring your driving. For more information on Signal, read our Farmers signal review. 

How Farmers Auto Insurance Group Ranks Among Providers

When selecting auto insurance, understanding how coverage levels impact your premiums is crucial. Farmers auto insurance offers a balanced rate of $53 for minimum coverage and $139 for full coverage, making it a competitive option between Geico’s low rates and Liberty Mutual’s higher prices. This balance allows you to tailor your choice based on your coverage needs and budget.

Auto Insurance Monthly Rates by Provider & Coverage Level

Insurance CompanyMinimum CoverageFull Coverage
Allstate: Where to Compare Auto Insurance Rates$61$160
American Family: Where to Compare Auto Insurance Rates$44$117
Farmers: Where to Compare Auto Insurance Rates$53$139
Geico: Where to Compare Auto Insurance Rates$30$80
Liberty Mutual: Where to Compare Auto Insurance Rates$68$174
Nationwide: Where to Compare Auto Insurance Rates$44$115
Progressive: Where to Compare Auto Insurance Rates$39$105
State Farm: Where to Compare Auto Insurance Rates$33$86
Travelers: Where to Compare Auto Insurance Rates$37$99
U.S. Average$45$119

Compare RatesStart Now →

Comparing Farmers to other providers like Allstate, State Farm, and Progressive reveals the cost variations for different coverage levels. Whether you seek affordable minimum coverage or comprehensive protection, analyzing these rates, along with strategies on how to lower your auto insurance rates, helps you make an informed decision that fits your financial and insurance needs.

Farmers Auto Insurance Full Coverage Rates by State

Farmers auto insurance rates for full coverage vary by state. In Alabama, it’s $133 per month, while in California, it’s $167. Farmers offers competitive pricing compared to higher rates from Liberty Mutual but is more expensive than Geico in most states. Reviewing these rates helps determine if Farmers meets your coverage needs and budget.

Auto Insurance Monthly Rates by State & Coverage Level

StateMinimum CoverageFull Coverage
Alabama$39$108
Alaska$22$65
Arizona$30$81
Arkansas$28$80
California$35$108
Colorado$28$94
Connecticut$47$91
Delaware$61$116
Florida$33$99
Georgia$43$107
Hawaii$23$64
Idaho$15$53
Illinois$25$64
Indiana$24$71
Iowa$16$65
Kansas$26$81
Kentucky$36$98
Louisiana$33$124
Maine$57$59
Maryland$57$107
Massachusetts$30$78
Michigan$100$209
Minnesota$27$67
Mississippi$31$82
Missouri$30$85
Montana$19$70
Nebraska$18$69
Nevada$43$103
New Hampshire$24$59
New Jersey$73$113
New Mexico$24$69
New York$71$137
North Carolina$32$77
North Dakota$21$76
Ohio$27$70
Oklahoma$29$91
Oregon$38$75
Pennsylvania$25$76
Rhode Island$32$76
South Carolina$36$88
South Dakota$11$67
Tennessee$22$72
Texas$33$90
Utah$46$103
Vermont$28$87
Virginia$27$63
Washington$30$69
Washington D.C.$47$111
West Virginia$29$79
Wisconsin$21$58
Wyoming$19$82

Compare RatesStart Now →

Though not the cheapest, Farmers balances cost and coverage effectively. Knowing where to compare auto insurance rates and comparing rates across providers and states can help you find the right insurance plan that offers the protection you need at a reasonable price.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Farmers Auto Insurance Rate Insights

The Farmers car insurance company provides a wide range of coverage options and robust financial stability, though it contends with higher-than-average rates and mixed customer feedback. Enriched with Farmers car insurance reviews, it highlights this insurance provider’s strengths and weaknesses.

Weighing its coverage and costs, Farmers auto insurance could be a fit if you’re looking for reliability despite higher premiums. It’s also important to know how to check if an auto insurance company is legitimate before making a decision. Obtaining a farmers auto insurance quote online is crucial for comparing multiple quotes to secure the best deal.

Unpacking the Worth of Farmers Auto Insurance

Farmers auto insurance offers strong financial stability and a range of coverage options, appealing to those seeking reliability. Despite higher rates, discounts and the Signal program can help reduce costs, supported by high ratings from the Better Business Bureau and A.M. Best.

Farmers’ premiums are often higher, particularly for younger drivers or those with a history of traffic violations. It’s important to understand how to compare auto insurance quotes from different providers to see if Farmers’ coverage suits your needs and budget.

Your Opinion Matters!

Rate your insurance provider and provide share feedback with shoppers just like you.

Frequently Asked Questions

Where does Farmers offer car insurance?

Farmers sells car insurance in most states except Alaska, Hawaii, Delaware, New Hampshire, Maine, Rhode Island, West Virginia, Vermont, and Washington D.C.

Does Farmers offer gap insurance coverage?

If you total a car you have a loan on, you might owe more than the vehicle is worth. gap coverage pays the difference between what you owe and your vehicle’s worth.

Unfortunately, Farmers doesn’t offer gap insurance coverage.

How do you get a car insurance quote from Farmers?

Getting a Farmers car insurance quote is simple. You can get a quote online or by speaking with a representative. You’ll need some personal information, but the process is generally quick.

For additional details, explore our comprehensive resource titled “How to Evaluate Auto Insurance Quotes,” which offers essential guidance in one concise sentence.

Can I manage my Farmers Auto Insurance policy online?

Yes, Farmers Insurance provides an online platform where policyholders can manage their auto insurance policies. Through their website or mobile app, you can view policy details, make payments, update personal information, request policy changes, and access important documents.

How do you cancel Farmers car insurance?

Unfortunately, you can’t cancel your Farmers insurance online. Instead, you’ll need to speak to a local representative or call the Farmers insurance customer service phone number.

How do you file a claim with Farmers?

You have three options for reporting a car insurance claim with Farmers. The easiest option is online, but you can also call the Farmers claims phone number or use the app. To make things quicker, make sure you have your policy number and the date of the incident ready.

To learn more, explore our comprehensive resource on insurance titled “How to File an Auto Insurance Claim,” providing quick, essential insights.

What should I do if I need roadside assistance?

Farmers offers optional roadside assistance coverage that can provide help if you experience a breakdown, flat tire, need a jump-start, or run out of fuel. If you have this coverage, you can call the dedicated roadside assistance number provided on your policy documents for immediate assistance.

By entering your ZIP code below, you can get instant car insurance quotes from top providers.

Does Farmers cover rental cars?

Farmers auto insurance covers rental cars through its loss of use add-on if you need a temporary car while your vehicle is in the mechanic’s shop. While Farmers doesn’t cover rentals for other reasons, your personal policy will cover a rental car if you’re in the U.S., Canada, or Puerto Rico.

To delve deeper, refer to our in-depth report titled “Does my auto insurance cover rental cars?” for concise, detailed information.

What discounts does Farmers offer for auto insurance?

Farmers offers various discounts to help policyholders save on their auto insurance premiums. Some common discounts include safe driver discounts, good student discounts, multi-policy discounts, anti-theft device discounts, and discounts for completing driver training courses.

Is Farmers insurance good?

Farmers Insurance, like any other insurance provider, has its strengths and weaknesses. The quality of an insurance company can depend on various factors, including individual needs, preferences, and the region in which you live.

Ultimately, whether Farmers is a good fit for you depends on your specific needs and priorities. I recommend getting personalized quotes from Farmers and comparing them with quotes from other reputable insurance providers. Consider factors such as coverage options, customer service, and overall satisfaction when making your decision.

Does Farmers offer SR-22 insurance?

Yes, Farmers does offer SR-22 insurance.

A state may require SR-22 insurance for drivers with severe traffic violations on their records. If you need an SR-22, Farmers can provide it for you. SR-22 insurance typically costs more than the average car insurance policy.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

Insurance and Finance Writer

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications.  As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for Farmers Insurance Group

3.99 (2,903 reviews)
1
February 15, 2024

Traci26

Unhappy after buy out

They took over/bought out Met Life which had my policy prior, I'd signed up for the Met Life policy because of the discount offered because of my work. I was happy with Met Life and since it switched to Farmers it's been a pain to deal with them, especially on the billing side of things. The thing that made me switch is that when I tried to make a payment the website (which was always horrible and difficult to navigate) was working so I couldn't ...
They took over/bought out Met Life which had my policy prior, I'd signed up for the Met Life policy because of the discount offered because of my work. I was happy with Met Life and since it switched to Farmers it's been a pain to deal with them, especially on the billing side of things. The thing that made me switch is that when I tried to make a payment the website (which was always horrible and difficult to navigate) was working so I couldn't make a payment. I planned to check it the next day and make a payment but I got busy and it slipped my mind, they sent a policy cancellation notice, but I didn't get it in the mail until after the cancellation date. When I called customer service the person was rude and unhelpful so I decided to use it as an excuse to change.
5
June 28, 2023

Buckeye_in_FL

2 Claims/2 Repairs & no hassles

We've had auto insurance with FIG for nearly 2 years and have had 2 claims during that period, one on each of our vehicles. Our daughter was using the SUV to attend graduate school in another state when another student clipped the left rear cover and quarter. Her insurance company failed to deal directly with our daughter and consequently, we were inundated with calls and mailings. We reported the claim to FIG and they contacted our daughter, set...
We've had auto insurance with FIG for nearly 2 years and have had 2 claims during that period, one on each of our vehicles. Our daughter was using the SUV to attend graduate school in another state when another student clipped the left rear cover and quarter. Her insurance company failed to deal directly with our daughter and consequently, we were inundated with calls and mailings. We reported the claim to FIG and they contacted our daughter, set up a DRP & rental for her. They took care of everything including subrogation. They did the same for our second vehicle when a truck shredded a tire in front of us, damaging the front cover. Dropped at the DRP and 3 days later we had it back, good as new. Thank you Farmers & The Harrod Agency for taking care of us.
1
May 19, 2021

Mickey_L

Farmers agent poor customer service

Despite my belief that I had a “local guy” I found that Farmers insurance agents have little interest in responding to current customers. I presume they are busy on sales calls. Despite the fact that I was a Farmers customer for 30+ years, I was unable to get my agent to return my calls on MULTIPLE occasions. When I ultimately gave up and cancelled my policy, it took three different forms of communication to get that done and only AFTER Farme...
Despite my belief that I had a “local guy” I found that Farmers insurance agents have little interest in responding to current customers. I presume they are busy on sales calls. Despite the fact that I was a Farmers customer for 30+ years, I was unable to get my agent to return my calls on MULTIPLE occasions. When I ultimately gave up and cancelled my policy, it took three different forms of communication to get that done and only AFTER Farmers advised they would be auto-charging my credit card for a policy cancelled 6 weeks prior. Stay away. You’re not getting anything ‘extra’ from having a local agent. You’re only being charged more.
4
January 16, 2021

slou117

Decent insurance coverage

They covered damage repairs to my car fairly easily although my rates increased significantly. Also, there were some issue with the rep handling my case not being responsive, but the issue was escalated and the person who stepped in was very helpful.
4
January 12, 2021

Mamasanders

Farmers Insurance - Consistently Reliable

I have had a very positive experience with Farmers for both my home and auto insurance. I can always reach my agent, and when I had a concern about an auto claim, I dialed an 800 number and they were incredibly nice and helpful.
4
January 8, 2021

emmahenry

Best Insurance company ever

I like this insurance company. I gathered a good experience from this company. Thanks for being with us.
1
January 5, 2021

treppers

Worst insurance company i've ever dealt with in my life!

I was involved in a wreck that caused significant damage to the side and front of my vehicle. I was not at fault, I was hit on the side traveling on the freeway. I was going straight and not making any changes in my direction. The other driver lost control and smacked into me, causing me to completely spin 4 times. There was damage caused to the front of the vehicle by road debri. When trying to get the front of the vehicle fixed, the adjuster ca...
I was involved in a wreck that caused significant damage to the side and front of my vehicle. I was not at fault, I was hit on the side traveling on the freeway. I was going straight and not making any changes in my direction. The other driver lost control and smacked into me, causing me to completely spin 4 times. There was damage caused to the front of the vehicle by road debri. When trying to get the front of the vehicle fixed, the adjuster called me a liar and said the damage was pre-existing. This is the worst company I have ever dealt with and I will never go back.
5
December 9, 2020

Tywko

Best insurance company

Great company and great people are working there. I think no one can beat their service and price now.
5
December 1, 2020

samw2

the best

A great company and the speed of the response of its customers is wonderful when the accident occurs. I thank them for their great work and the reliability of their wonderful service.
4
November 26, 2020

E92ghost

Farmers, all in one

The company is a well renowned company which has built its way up to where it is now the prices are a bit high but it’s worth it
↑ Back to Top

Write a Review

Policy Type?

Please select a `Policy Type!`
(Min. 100 Characters)

Company Overall Rating

When you submit this review, you will be asked to sign in/up for to your https://staging.autoinsurance.org account. If your account is not currently verified, we will send a verification email to the email on file for your account. Please select the verification button in that email. If you do not see the email in your inbox, please check your spam or junk folder. Your review cannot be reviewed and accepted until you complete this verification step.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption